Happy Couple With Their Dogs

It's not magic. It's financial planning.

Homeowners aged 55 or older can borrow against the equity in their home, without having to make any mortgage payments.
Atomic Mortgages Testimonials 2
"We told Jordan about our dreams of travelling Europe. It sounds cliché, but he worked hard to help us make it a reality."
Steve & Priscilla W., Richmond
Atomic Piggybank

What is a reverse mortgage?

A reverse mortgage is a loan that allows homeowners to access the equity they have built up in their homes. The amount of funds available is determined by several factors, including the homeowner's age, their spouse's age (if listed on the home's title), and the appraised value of the property, taking into account its location, condition, and type.

Planet Earth Logo

Why is a reverse mortgage perfect for retirees?

A reverse mortgage is a great option for anyone aged 55+, as it offers flexibility as funds can be received as a lump sum, fixed monthly payments, or a line of credit, up to a specific maximum amount. With a reverse mortgage, homeowners can use the equity in their homes to support their financial needs in retirement or other situations.

Our Process

We're not really fans of the whole 'complicated' thing.

We're here to guide you through the approval process and ensure that you have a smooth experience from start to finish. With our commitment to personalized service and our streamlined approach, you can trust that you're in good hands with us.

Planning Home Equity Loan From Atomic Mortgages

Submit your Application

Whether it's $10,000 or $2,500,000, we believe that everyone deserves access to the funding they need, and we're excited to work with you to find the perfect solution for your unique situation.

Woman Doing Home Equity Loan Process

Work with Us Directly

We work with you to ensure your loan application gets approved! Our team will be in touch with you as soon as possible to begin the process. We are committed to providing personalized support and guidance to help you achieve your borrowing goals.

Home Equity Loans With Atomic Mortgages

Get Approved

Approval. That's our commitment to you. We believe that getting the funds you need should be simple and straightforward, and we're here to make that happen. So sit back and relax, knowing that your application is in good hands, and approval is on the way!